Author:Sandu

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Why More Canadians Are Missing Payments in 2025, And How to Fight Back

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Canada’s financial sight is shifting, and not in the direction most households hoped for. In 2025, an increasing number of
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Mortgage Stress Test: What You Must Know in Canada

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Understanding Mortgage Stress Tests in Canada In recent years, mortgage stress test have become a crucial factor for Canadian homebuyers
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Bank of Canada Slashes Rates to 2.5%, Is Now the Time to Buy?

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After months of waiting, Canadian homebuyers finally have good news: the Bank of Canada (BoC) has resumed its rate-cutting cycle,
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Practical Tips for Homeowners Dealing with Mortgage Surges

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As many Ontario homeowners approach their mortgage renewal dates in 2025 and 2026, a wave of concern is sweeping the
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How to Maximize Savings After Bank of Canada Rate Cut?

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The recent Bank of Canada rate cut to interest rates have generated significant buzz in the housing and mortgage markets.
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Why Affordable Housing Remains Out of Reach for Many Canadians

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Despite recent policy updates aimed at boosting supply, housing inventory in major Canadian metropolitan areas remains painfully constrained. This shortage
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Canada’s PM, Mark Carney’s Challenge: against Trump’s Tariffs

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Mark Carney has taken office as Canada's new Prime Minister under the shadow of intensifying economic pressure from President Donald
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